Homeowners
Purchasing homeowner’s insurance in California can get confusing, and at Liberty Company Insurance Brokers we understand this.
Although you are not legally required to purchase home insurance as you are with car insurance in Los Angeles, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowner’s insurance, don’t fret!
Liberty Company Insurance Brokers is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!
California Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic California homeowner’s insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
- Liability
You can also add supplemental policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- California flood insurance
- California Earthquake insurance policies
- California Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
The needs of every home owner are different and your home insurance policy should reflect that. The agents at Liberty Company Insurance Brokers will create a homeowner’s insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive homeowner’s insurance policy options. Fill out our quick and simple form for a free home insurance quote!
